Small business online banking jobs

I am in need of a professional business card design that embodies a minimalist style, with a particular emphasis on using a gun metal grey color scheme. The front of the card should feature space for: - My logo - My name and title - My website address - My phone number - My email address On the back of the card, I'm looking to showcase my logo. It should be large and centered. Key requirements include: - An understanding of minimalist design principles - Proficiency in graphic design software - Ability to work with a primary color scheme of gun metal grey - Incorporating a logo in both the front and back of the card Ideal candidates will have a strong portfolio demonstrating their skill in business card design, with a focus on simplicity and elegance.

I'm in need of a web crawler that can extract specific data from a large online ads website. The extracted data should then be neatly exported to a Google Sheet. Key requirements: - The crawler should not be intrusive to the host website. - I want the crawler to crawl current and expired ads based on links present in the site map, as historic data is also of importance to me - You should be able to provide a way for me to run this crawler myself at any time - ideally on a monthly basis. I haven't yet decided on the precise fields to be extracted. I'm looking for someone with the skills to recommend suitable fields that could be beneficial for my project. It's important that the extracted data is organized and easily readable once exported to Google Sheets. ...

Project Title: Service Architecture Diagram for Project Beta (Open-source format) Project Description: Project Beta, seeks a qualified freelancer to create a Service Architecture Diagram for our business. This diagram will visually represent the flow of data and interactions between various components within our system. See project requirement doc attached

I am in need of a comprehensive business plan tailored to secure funding for my wholesale business venture. The project specifically requires a focus on the wholesale of scrap metal, minerals and ores on an international scale. Key Project Components: - A detailed market analysis to showcase the viability and potential for growth within the international wholesale market of scrap metal, minerals and ores. - Comprehensive financial projections outlining the expected costs, revenue streams, and potential return on investment. - A well-crafted and persuasive narrative that clearly communicates the unique value proposition of the business. - A solid understanding of the challenges and opportunities within the wholesale industry and a strategy to address these within the d...

I'm in need of a skilled web scraping expert who can help me compile a database of loc...address, email and phone numbers, as well as their social media profiles. It is important that these fields are accurately extracted and structured in an easy-to-use format. Ideal skills and experience: - Proficient in web scraping: You must have a proven track record in web scraping, with experience in scraping data from multiple websites. - Knowledge of local business data sources: Understanding where and how to find local business data is a big plus. - Attention to detail: Accuracy and completeness of the data is of utmost importance. If you're confident in your ability to deliver on all these fronts, I'd love to hear from you. Please provide examples of similar projec...

I'm in need of a creative and modern strip for our business email signature. Key elements to incorporate into the design include: - Name - Contact details We are a print finishing business , we deal with printers who send their work to us for finishing touches such as lamination, hot foiling, die cutting to complete the product. Our slogan is 'Printing print to life' The design needs to reflect a contemporary, cutting-edge aesthetic that matches the innovative ethos of my company. Experience in clean, bold, and eye-catching designs would be beneficial for this project. The finished product should be seamlessly integrated into my business email setup, and should elevate the professionalism of my communications. Potential freelancers should have pre...

I am looking for a designer who has previous experience in Online Casino design related works. I will need real looking animations and videos for social media accounts.

We are seeking a skilled tech writer and content editor who can independently research and create content to support our business by writing Medium posts and creating marketing materials . Key Responsibilities 1. Edit and refine Medium posts to ensure they are engaging, informative, and SEO-friendly. 2. Review and improve marketing materials to align with our company's brand voice and messaging. 3. Source appropriate images for the content. The Ideal Candidate: - Proficient in tech writing and editing. - Good understanding of on-premise and SaaS solutions. - Experience in editing blog posts and marketing materials. - Able to work closely with the marketing team and deliver high-quality, error-free text. Example Topics: - Can AI Really Boost Your Work Efficiency? - Tip...

I'm looking for a design professional skilled in creating memorable logos to craft a modern yet simple logo for my accounting business. This logo should be an excellent representation of the key aspects of my business. - Colors: Predominantly use blue and white. Feel free to incorporate additional colors only if they blend well and look professional. The blue from the website is hex #087E8B The while from the website is #F7F7F9 - Style: The logo should have a modern look, steering away from traditional designs. The text on our website for headings is 'Nimbus Sans Extended' & the text is 'NEUE HAAS UNICA - Optional Symbolism: You could incorporate an upwards arrow or graph as a key element in the design to depict growth and progress. This element s...

I'm seeking a talented photographer experienced in modern business photography. While the type of photography service needed wasn't specified, the requirement is specifically for a business utilization, therefore skill in commercial, product, or corporate photography could be a plus. Key Requirements: - Experience in modern styled photography - Software know-how for post-production - Proactive in giving creative inputs - Ability to meet deadlines efficiently It would be ideal if you could provide a portfolio of previous business-related projects involving modern themes. With the right applicant, I'm looking forward to a successful collaboration.

...website specifically targeting potential customers. The website would be largely multimedia-centric with a focus on images and videos showcasing the various aspects of my business. Requirements: - Proven experience in creating dynamic, multimedia-heavy websites - Understanding of how to optimize a website for promoting a business - High level proficiency with web design tools like Wordpress, Adobe Dreamweaver, and such. - Excellent graphic design skills for creating visually engaging multimedia content - Knowledge of SEO best practice to target potential customers effectively. Remember, the primary goal of this website is business promotion, specifically with potential customers in focus. Thus, the aesthetics, design, and content of the website should all align p...

I'm in the process of launching a consulting business focused on staffing services. I'm in need of a talented Client Acquisition Specialist to help me secure freelance staffing clients. Key Responsibilities: - Engage in the overall sales process , from lead generation, initial outreach and closing deals. - Develop an effective client acquisition strategy. - Reach out to prospects through various channels (e.g., email, social media, networking). - Present our service offerings in a compelling way to convert leads into clients. -Secure deal closures by skillfully managing negotiations and terms. -Establish and sustain robust client relationships. Ideal Candidate: - Proven experience in client acquisition, ideally within the consulting or staffing industry. - Excellent comm...

I'm looking to create an engaging online advertisement. The main objective is to strategically expand our customer base. - Target Audience: The ad should be tailored towards adults aged between 26-50 years old. Acquaintance with marketing strategies that appeal to this demographic is a must. Ideal skills: - Strong background in creating captivating online advertisements. - Experienced in marketing to adults 26-50 years old. - Able to showcase previous works that led to measurable customer expansion. If your expertise aligns with our needs, we'd love to hear from you!

I am looking for an expert in the online casino business to help us launch a platform in different territories. Please provide details of your expertise in this field. ** If you do not have the necessary knowledge, please do not submit a bid. **

I'm seeking a talented professional to create a short, engaging video that will function as a logo reveal/website announcement for my wine online store, www.vinty.co.za. Key Points: - **Objective:** The primary goal of this animation is to encourage viewers to visit the website. It needs to be engaging, fun, and reflect the playful, tongue-in-cheek brand tone of Vinty. - **Style:** I'm specifically looking for a motion graphics animation. This style is preferred to reflect the brand's character and appeal to the target audience. Ideal Candidate: - Proficient in motion graphics - Experience in creating engaging and fun animations - Able to bring a brand's tone to life through visual storytelling Feel free to share any relevant portfolio pieces you have that ...

I need an experienced developer to create a custom online booking system for my business. The system should be integrated with our existing website and designed to handle online reservations. Key Requirements: - Develop a custom-built online reservation system to handle bookings for our services - Integrate the system with our existing website - Implement the necessary automation to streamline the booking process - Ensure user-friendly and efficient design for end users - Provide necessary documentation and support for future maintenance and updates - Connect the system to Ideal candidate: - Proficient in developing custom booking systems - Experience with integrating systems into existing websites - Strong understanding of automation and streamlining proces...

I need a clean and minimalistic website created for my personal business. This website not only needs to provide information about me personally but my services which is breathwrok, hypnotherapy and coaching, their benefits, but also serve as a platform for selling courses, selling a membership and booking sessions. Key Requirements: - Detailed explanation and introduction to breathwork & hypnosis - Sections highlighting the benefits of breathwork & hypnosis - An integrated platform for selling courses, membership and workshops - A booking system for scheduling sessions Ideal Skills: - Experience in creating professional, minimalistic websites - Knowledge of e-commerce and booking systems - Understanding of effective information presentation on websites - Appreciation fo...

I am starting a business offering Excel and typing services and require a freelancer's expertise to assist with setting up my business structure and developing a strategy to acquire clients. The ideal candidate should have: - Experience in business consultancy, particularly in setting up new businesses. - Knowledge of legal and financial business structure requirements. - Proven strategies for client acquisition and marketing, especially for freelance or B2B services. - Ability to provide personalized advice for a startup in the data processing domain. The project will involve: - Assessing the best business structure for my services (Sole Proprietorship, LLC, etc.). - Guiding through the necessary legal and financial setup procedures. - Developing...

I am an emerging freelancer specialized in Excel, offering servi...Excel tasks to save time and reduce errors - Analyzing datasets to provide actionable business insights - Creating visually appealing reports and dashboards for easy data interpretation Ideal Project Collaboration: - Clients seeking to improve data management and efficiency through Excel - Projects requiring the transformation of raw data into meaningful analysis - Opportunities to automate processes and enhance productivity Although I am at the early stage of my freelancing career, with my academic background and passion for Excel, I am eager to tackle challenges and deliver high-quality results. I am looking forward to collaborating with clients to help make their data work for them and achieve greater busines...

...letterheads and business cards for each division, aligned with the new visual identity - Incorporating the chosen color scheme of Black and Blue, with the option to add other complementary colors - Inclusion of essential information on the stationery such as company name, address, phone number, website and email address, logo and tagline we want all businesses to be on the footer The desired design style should be bold and modern. The end result should be professional and eye-catching, reflecting our varied yet interconnected business interests. Your task will be to create a visual identity that is both unique and cohesive across all our divisions. I am open to suggestions and will value your expertise in this area. Experience in branding and creating stationery design...

...revamp website, membuat company profile, blog, ecommerce, news portal, forum, salespage, landing page. Convert PSD to HTML (Slicing + Responsive Layout All Device), menguasai CMS wordpress (13th), Woocommerce (pengalaman 11th), plugin wordpress, blog Wordpress, CMS online shop opencart (pengalaman 11th), CMS Ecommerce Magento (pengalaman 6 tahun ), framework CI, php native. Selain develop website, Saya juga bisa membantu website dengan mengoptimalkan SEO User Friendly. Menguasai DIgital Marketing, Google Analytics, Google Map Business, Google Ads, Google Adsense, Facebok Ads, Instaram Ads, Menguasai Search Engine Marketing (SEM), Mengusai Social Media Marketing (SMM) Menguasai Social Media Optimization (SMO). Web nanti sudah saya setting Google Analytics, Webmaster Tool Go...

...facilitate online purchases. Key Requirements: - **Payment Gateway Integration**: A seamless incorporation of a payment gateway is essential. The system should be able to securely process bank transfers from customers on the website. - **Single Currency Support**: The payment system should only be set up to manage transactions in a single currency. Ideal Skills and Experience: - **API Payment Integration**: Prior experience in integrating payment APIs, particularly those for bank transfers, is crucial. - **E-commerce Development**: A strong background in e-commerce development and understanding of online purchase flows. - **Security**: Knowledge of how to implement secure payment solutions and adhere to industry standards. - **Compliance**: Familiarity with financial a...

I'm seeking a professional who can compile a precise B2B mail/email list for local small businesses in my city. Looking for someone to create me a mailing & email list of businesses within specific postcodes of Australia (there will be 20 postcodes) I'm not interested in an outdated existing list.. i want someone to do the work of collating a current list. List headers will include..... Business Name Business Principal contact (if obtainable) Business Email Business Phone number Business registered mailing address Business industry Business registration date

...skilled developer to make specific improvements to my existing PHP application and enhance its integration with QuickBooks Online. CURRENT: We have a QuickBooks Online application that syncs invoices from QuickBooks Online to two MySQL database tables (order headers and order lines). This application works correctly but we want to add a condition to the INSERT statement in this program so only invoices that have a custom field populated will get synced to these tables. The custom field name to check is "Online Order Number". Requirements: - Modify functionality of existing program to only INSERT records to MySQL table when invoice record contains a value in custom field "Online Order Number" The ideal freelancer for this project...

I am starting a business offering Excel and typing services and require a freelancer's expertise to assist with setting up my business structure and developing a strategy to acquire clients. The ideal candidate should have: - Experience in business consultancy, particularly in setting up new businesses. - Knowledge of legal and financial business structure requirements. - Proven strategies for client acquisition and marketing, especially for freelance or B2B services. - Ability to provide personalized advice for a startup in the data processing domain. The project will involve: - Assessing the best business structure for my services (Sole Proprietorship, LLC, etc.). - Guiding through the necessary legal and financial setup procedures. - Developing...

I am in need of a professional who can design a lead generation page aimed at small business owners. The page is meant to collect both email addresses and phone numbers. Key requirements: - Design, build, and optimize a lead generation page specifically for small business owners - Ensure the page is user-friendly and effectively captures both email addresses and phone numbers - Implement best practices for lead generation and data collection Ideal Skills and Experience: - Proven track record in designing and creating effective lead generation pages - Understanding of user experience and conversion optimization - Familiarity with lead capture software and tools - Previous experience working with small business owners is a plus

Defined the Scopes of Works, duty, or task (let said the "tasks") show as below: "Basic Scope" (I need you to do) 1. Initial Financial Statement Drafting (Basic Income Statement, Balance Sheet, change of Equity, and cash flow) as of 2024 March 31st (Year End 31-03-2024) 2. Maintain the company account and record transaction recorded (e.g: Journal Enters) 3. Recording and reconciliation of banking, AP, and AR transactions 4. prepare the accounting schedule (The “schedules”); A. Account Receivable, B. Account Payable, C. Payroll (Included MPF) D. Loan, E. Accrued expense. F. Amount due from/to G. Bank transaction. H. Fixed asset (with depreciation) 5. Prepare monthly financial statement (with the schedules Above) "Additional Scope" (I want you...

I'm looking for a mechanism design expert who can help me with designing a small mechanism. Your main task will be to provide a detailed force analysis, create a CAD model, present concept sketches, generate a Bill of Materials (BOM), conduct Finite Element Analysis (FEA), and provide cost estimates. Key Responsibilities: - Designing a small mechanism (I will specify details if awarded). - Conducting thorough force analysis to ensure the mechanism's efficiency and safety. - Providing a detailed CAD model of the designed mechanism. - Creating concept sketches for visualization. - Developing a Bill of Materials (BOM) for easy procurement of the required parts. - Performing Finite Element Analysis (FEA) to ensure the mechanism's stability. - Providing accurate co...

...insights and driving successful marketing strategies? Look no further! Our company is seeking an experienced Online Marketing Research Specialist to join our team. Here’s what we’re looking for: Product Research: Dive deep into online products, gathering essential details about features, specifications, and availability. Manufacturers and Suppliers: Identify reliable manufacturers and suppliers, ensuring access to top-quality products. Pricing Insights: Analyze pricing trends to empower informed decision-making. Market Understanding: With a sharp eye for product marketing, provide valuable insights into positioning and promotion strategies. Qualifications: Bachelor’s degree in Marketing, Business, or related field. Proficiency in data analysis to...

I am looking for a business professional to help me with the financial projections for vending machines to be placed at an apartment complex. This is a straightforward task that requires the creation of a profit and loss statement and chart. Key requirements: - Develop a profit and loss statement and chart for the vending machines (Snack, Beverage, Laundry and ATM) to be placed at the apartment complex - Focus on evaluating the profitability of this project Ideal skills and experience: - Proven experience with financial projections, specifically profit and loss statements and charts - Strong business acumen - Familiarity with the vending machine industry is a plus, but not mandatory.

I'm looking for a competent Moodle developer to enhance the user interface of our current online text assignment plugin. The main purpose of this plugin is to facilitate the process of submitting assignments and grading them. Key Requirements: - Redesign the online text using the existing grading page - Focus on enhancing the layout and organization of the user interface Ideal Skills and Experience: - Proficient in Moodle plugin development - Strong understanding of user interface design principles - Prior experience in improving UX/UI of online educational platforms - Ability to efficiently work with existing coding structures. This is a simple project and only a simple solution is sought

I'm seeking an experienced Moodle plugin developer for personal use. The main requirement is to ensure that the plugin fosters good user interface with functionalities that can make it modern and clean. Here are the project's details: -The idea for the plugin is that it uses the already existing format seen in the grading view for submissions and instead uses that as the foundation with the online text replacing the pdf panel (left) and the feedback panel (right) will instead store instructor provided resources such as assignment-relevant description, links, and most importantly, the assignment rubric for easy viewing. - The plugin should have a good user interface. This will significantly improve user experience and interaction with the platform. - Only barebones struc...

I need a modern logo and business card design template for my business "Peak Point Branding". - I prefer the colors blue, green, and white for both the logo and the business card. I like light shades of these colors. - The style and theme of the design should be modern. - The target audience for my business are professionals. Ideal Skills and Experience: - Graphic Design: You should have experience in designing modern, professional logos and business cards. - Understanding of Color Psychology: Knowledge of how different colors can influence the audience is a plus. - Branding Experience: Experience designing for professional target audiences will be highly valued. Please make sure to provide a portfolio of your design work, particularly any...

business profit loss reporting excel(Jan, Feb & March)

I'm in need of a skilled and experienced draftsman who can help me draft floor plans, elevations, and sections for a small residential house of less than 200sqm. I have a full set of plans already i just need someone to redraw them on a different title block and make some changes to the windows for me. It's only changes to 3 windows and adding a door to the garage. very simple If we work together well then i am hoping to go in to more detailed bathroom and kitchen plans. Ideally, I'm looking for a freelancer who can translate my vision into accurate and construction-ready plans. Please only bid if you have a portfolio in residential house drafting. I would also like a copy of the revit file so I can make my own amendments. We use Revit 2025.

I am looking for a professional sales specialist to promote and sell employee benefits, including health insurance, retirement plans, disability insurance, and ancillary-life ...must have a background in sales, preferably with experience in similar products and services. • Key expertise: Sales strategy, customer relationship management, and excellent communication skills. • The focus is on small businesses with fewer than 100 employees. Therefore, understanding of this market segment will be beneficial. • This position is not aimed at a specific industry; instead, it applies to all small businesses across industries. So, versatility and the ability to adapt strategies to different sectors will be crucial. Get in touch if you think you can turn small b...

...Specifically, I intend to establish a business selling digital goods. Here are some of the essential things I'm looking for from a freelancer: - Proficiency in e-commerce applications, capable of setting up an online shop selling digital goods. - Strong experience in digital marketing, to create awareness and drive traffic to our e-commerce site. - Proficient in SEO, utilising effective keywords that will aid in achieving higher rankings on search engines. - An understanding of web design aesthetics would be beneficial to help our site stand out from competitors selling similar digital goods. - Knowledge in payment processing for an online shop, to ensure a smooth transaction for the customers. - A competitive spirit, I’m not just looking to make on...

I'm in need of a talented and creative logo designer to help me brand my online Christian store. The store features cardstock printing services and pottery mugs, and I want the logo to reflect the elegance and spirituality of the products I offer. Business name: Christian Handcrafted Tagline: Elegance inspired by faith Requirements: - Style: The logo should be elegant, capturing the essence of my Christian store. - Colors: I prefer cool tones or warm, creating a calming and peaceful impression. - Elements: Incorporate lavender stems into the design. This subtle touch adds a unique and inviting feel to the logo. - graphics instead of photos Ideal Skills: - Proficiency in logo design, particularly in creating elegant and sophisticated designs. - Understanding of color...

I am seeking a freelancer to assist me in establishing connections with businesses and medical professionals across the USA. The site is You're tasked with the following: - Identifying and reaching out to potential prospects from these sectors in the USA. - Facilitating initial contact and engagement with these prospects. - Providing regular updates and reports on the progress and insights from these interactions. I am open to suggestions on the best strategies to achieve this, be that through marketing, sales, or networking. Your expertise in these areas would be invaluable. Please provide some details on your relevant experience and how you plan to approach this project.

I'm in need of a seasoned financial analyst who can help me create an extremely detailed business case and financial analysis document specifically tailored to secure financing and government approval for a real estate project. Key Aspects: - Market Analysis and Trends: The document should provide a thorough examination of the target market's demographics, a comprehensive competitor analysis and an in-depth look at supply and demand dynamics. - Risk Assessment and Mitigation Strategies: I need someone who can analyze potential risks associated with the project and suggest effective mitigation strategies to counteract them. - Projected Financial Performance: The document should include detailed financial projections for the project, outlining expected returns and potenti...

...my carpet cleaning business. This will mark my first foray into grant applications, hence I am looking for a specialist who can guide me through this process effectively. Specifically, I need assistance with: - Writing a persuasive grant proposal. While I am open to providing any needed information about my business, I rely on your expertise to translate it into compelling content that would maximize my chances of getting the grant. Ideal skills and experience: - Experience with grant applications, particularly minority grants for small businesses. - Outstanding written communication to eloquently express my business needs and potential. - Proven track record of successful grant applications. - Excellent research skills to ensure that we are complementing...

I have ongoing work related to our previous project 'M2firstlady Credit Repair Business Logo'

I'm looking for a talented web designer to create a professional and sleek website that will help me promote my business/service effectively. Key Features: - Contact Form: The website must have an easily accessible contact form to allow potential customers to reach out to me easily. - Testimonials Section: A dedicated section where I can showcase feedback and testimonials from satisfied customers. - Service Listings: Clear and concise listings of the services I provide, helping visitors understand what I offer. I'm looking for someone with expertise in web design, a keen eye for detail, and the ability to create a user-friendly, visually appealing website. It's crucial that the design reflects the professional and sleek image I'm aiming for.

I am looking for an experienced Shopify developer to create an online store for my existing brand of coffee products. Key Requirements: - The platform should be designed to cater to a US-based audience. - The store will feature a smooth checkout process, with secure payment gateways. - I'm open to creative design input that suits a specialty coffee brand. - As part of the project, I'll need guidance on integrating my inventory and setting up product pages effectively. Ideal Skills for this Project Include: - Proficiency in Shopify web development - Experience with e-commerce strategy and design - Ability to integrate inventory management systems - Strong communication skills to share ideas and collaborate on the store's look and functionality

I need a designer for a flyer/postcard promoting my service-based business. This piece plays a significant role in announcing our offerings to the market. Key Requirements: - Design should promote our business services effectively. - Match the design color scheme with our existing business logo colors. Ideal Skills: Freelancers with experience in designing marketing/advertising materials, particularly for service-based businesses, will be ideal for this project. A keen sense of color matching and understanding of marketing strategies will be beneficial.

I'm urgently requiring a skilled professional to assist with three key HR functions in my growing small business. These include: - Hiring and Recruitment: Expertise in this area is especially critical as choosing the right candidates is the backbone for a successful venture. - Training and Development: Your role would be to design and implement development strategies to nurture employee skills and maximize their job performance. - Performance Management: To ensure alignment with business goals, you would be in-charge of setting up a performance management system and spearheading the process. It is paramount for the ideal hire to have experience with implementing such functions within a smaller organization, understanding the unique challenges and opportunities t...

I'm seeking an experienced app developer to create a business mobile application that's compatible with both iOS and Android platforms. Key Features Required: - Integration with a payment system to facilitate transactions within the app. Ideal Candidate Skills: - Strong cross-platform development experience (iOS and Android). - Proven track record in integrating payment systems in apps. - Familiar with creating robust, secure financial transaction systems. - Solid understanding of UI/UX for business apps on both platforms. Please include examples of business apps with payment integration you've previously developed in your proposal. Thanks!

I'm seeking a skilled professional who can help me draft a comprehensive business plan for my digital library project. The plan will play a crucial role in securing a sponsor to support our objective of promoting literacy and education through a digital platform, targeting the general public. The Idea of the project is to translate sceintific papers/articles onto the Arabic language. Articles will be primerly from the English language for the time being but the longer aim is to include more languages, like chinese/russian/german/french..etc. some articles will require permissions but we can start with open source articles as a start. the articles will be published after translating them into arabic in a website and then they will be available to read for free, but for downloadi...

I'm currently running Google ads for my business and I want an expert to optimize it. I'm looking for someone who can help me to maximize the effectiveness of my Google Ads campaign.

Company Overview: We specialize in providing innovative automation solutions for small businesses, including CRM, marketing automation, graphic design, and print solutions. Our goal is to streamline operations and drive growth with smart, reliable, and professional tools. Design Guidelines: Concept and Style: Modern and Professional: The logo should reflect a contemporary and professional look. Innovative and Smart: Emphasize the innovative and intelligent nature of our automation solutions. Fluidity and Flow: Incorporate elements that suggest smooth operations and efficiency. Color Palette: Primary colors: Consider using blues, greens, or grays to convey trust, innovation, and reliability. Accent colors: Orange or silver can be used as accent colors to add vibrancy and modernity...